Town & Country Specialists

In recent times, the mortgage scene has changed beyond all recognition. Money is available but not nearly so readily.

Never has there been a time when expert advice on finance has been so necessary - when that advice is "independent" so much the better.

As a buyer, it is important that you give yourself the best possible options. You need to know what is available and what you can actually afford, only then you are equipped to search in the right price bracket. This may well save you time, but most importantly you can negotiate with confidence, knowing you can demonstrate to a seller not only your willingness to buy, but also financial ability to proceed.

Few sellers today are prepared to engage with a potential buyer unless they are satisfied of the buyers financial ability to raise a mortgage, if indeed one is required. Under the Ombudsman’s Code of Practice, estate agents are charged with the responsibility of ensuring the financial viability of any potential buyers they present to their selling clients.

So, being “on the button” with your mortgage information has to be the right way to go forward.

Our independent mortgage consultants have some serious experts on board - able to advise on all aspects of mortgages and indeed other related matters. Whether you speak with them or another provider, our advice is to establish your mortgage picture in detail right from the very beginning. If you have started the process of buying or selling but have not yet investigated the mortgage world, we suggest you start today!

Our Mortgage Calculator

If you would like a quick illustration of how much a particular amount would cost you on a monthly basis, use our mortgage calculator. This will not tell you the cost of any insurance or mortgage protection insurance that you may require but does act as a guide to the principle costs.

We may charge a fee of up to 1.5% of the loan amount for arranging your mortgage. The precise amount will depend upon your circumstances, but a typical fee is £295.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our Mortgage Services are provided by Curchods Mortgage Services, which is a trading name of Lifetime Financial Management Limited, which is authorised and regulated by the Financial Services Authority for advising on and arranging mortgages and insurance. Registered Number 448415.

Lifetime Financial Management Ltd is registered in England and Wales. Registered Number 3652194. Director: Paul Merrigan, Registered Office: 1st Floor, City Gate, 17 Victoria Street, St Albans, Herts, AL1 3JJ

Meet The Team

Contact Us:

Tel: 01483 479070
Fax: 01483 479071
Email: mortgages@burnsandwebber.com